Friday, September 5, 2008

Things are moving fast now

It's been two weeks and 2 days since the dig. Things are moving quickly. Here are the pics of the process thus far, and I'll continue to update this throughout the process.

http://picasaweb.google.com/ahartong/Build#

We heard back on the prairie grids for the windows. $167/window! We coughed up $1338 for the 8 windows in the front.

One thing that I noticed now that they have the framing up for the first floor, we've got an odd situation in the lower transitional level. The created some "cubby" space in the wall of the great room to fit the fireplace, and some shelves, but that means the floor extended into the transition level. Not a big deal, but that cuts into the one side of that room. I'll basically end up making cubbies or a wall of shelves based around it.

It's just one of those things that you really need to look at in the drawings in detail to see, otherwise you don't notice it till it's done. Try to look over all drawings given to you in detail, or have someone with a trained eye try to pick out the things that you woulnd't notice.

I think right now for the kitchen, partially for pricing reasons, and for a different look, we're going to do Corian for the counters, and granite for the island. Granite is way oveused these days, and something I do want, but thise will give us a different look, and we'll still kind of get what we want. Stay tuned.

Friday, August 29, 2008

Continuing to make our selections

We got most of our plumbing out of the way. (Fergusons) I think we went about 400 over budget here, we stayed within the limits for the most part. We didn't like any of the fauctes we were given, so those we all upgrades. Same with tubs and showers. We also went with a different pedestal sink in the powder room. For the kitchen, I wanted the double bowl undermount Franke sink, so that was an upgrade too.

The design person we met with was really good at helping us finalize the exterior colors of the house. (Michael David) I'm looking forward to working with her on the interior as well. She has lots of good ideas around design, not just color coordination.

There are so many choices to make here. Our first visti was just for exterior, and we still ended up having to decide: stucco color, window color, shutter color, trim color, stone color, grout color, gutter color, entry door color, garage door color, exterior door colors, and shingles. Whew!

We're looking into getting grids in the windows, that was one suggestion that was made during our visit.

We need to start picking what we like for interior colors. We only get 3 colors to use throughout the house, and we can't go with any dark shades. I think at this point, we'll just pick what we like, see what costs are to upgrade, and then we'll probably end up doing a few rooms on our own.

Wednesday, August 27, 2008

Still more things to consider

We've considered several other items to add recently.

Central Vac - I found one on craigslist, no hose or attachments, but came with quite a bit of piping, and all of the fittings and outlets, which can add up fast. The unit was new.

Skylights - we don't have any windows in our master bath, so I thought it would be nice to add some light. Velux is the brand to go with. We are considering either a skylight, or sun tunnel(s). The sun tunnels are a pretty good idea, work very well, and require minimal space depending on the roof space available.

More plumbing. We'll have the laundry plumbed for the basement, and the bonus room.

Lighting. Haven't had to decide on anything yet, but trying to determine lighting that will be needed throughout the house.

Fireplace. We have a ventless gas right now. Looking into pellet fireplaces. They make them just like the fireplace we would get(not an insert), only needs to be vented.

The Closing

We just closed on the loan last last week. It felt good to finally get that portion out of the way, since we only had our loan rate locked in for 60 days. A few things had to come together quickly to get the closing complete.

We owed the builder a down payment of 25K, which for some reason was to be paid to them before the closing could take place. I was under the impression that was something the title company would take care of, but the loan company insisted that happen before. So, that was a surprise, just don't make assumptions, ask questions.

We also had to have risk insurance. There were terms in our builders contract for "insurance" that required this, but there were also some "insurance" items that were part of our closing costs. I assumed this was covered. Nope. Had to get a new homeowners policy that listed the loan company and the builder as payees. This can be added in to the closing costs.

Just ask lots of questions. I was mad at the fact no one had pointed that out. I don't know what I don't know. This whole thing is a learning process.

The other piece was the closing costs. We knew what these were going to be some time before closing, but 7K was hard to swallow.

In the end everything worked out just fine, it was just a little frustrating.

Thursday, August 7, 2008

Still making changes

We're just about ready to close, and our dig date is only weeks away. But, we are still making changes to plans. We have now moved a bathroom that was in the transition area down to the basement. We'll have more room for a "media room" by doing that. The basement is only a few steps down. We're alos looking into what kinds of film are available to cut glare on the great room windows. With the triple pane, and file on the 2 upper rows, we should be fine. There are always other things we can do for shading. We also decided on the concrete driveway. I added a washtub, and water lines in the garage. Can't have a drain due to code issues.

The kitchen design is done. There was a small disappointment there when we found out what we could actually get with our allowance. Agian, we should have found out what our allowance was on that in the beginning. I just made a few assumptions based on my last kitchen remodel. Depending on the types of cabinet drawers, door style, and wood species, you can go crazy on price, and with choices. We ended up $2002 over our allowance. And that was down from $4300. The choices were crazy, so we ended up picking what we knew we wanted, regardless of being in our package or not, then goign from there.

We liked the previous Cardell cabinets we had previously, so that is what we wanted again. But, of course the door style we wanted was a step up. We didn't care so much about the bathrooms (or at least the kids bathroom) than we did the kitchen. So, we ended up with the Shaker II, Maple, Mocha cabinets with dove tail drawers. We know how they held up before, so should be fine again.

We also have the "U" kitchen. So, working in the island with some seating was a challenge due to space. But, I feel good about the work area we will have in the kitchen from the island, and have seating for two with a raised bar. Due to our open floor plan, I thought that might spearate the ktichen a bit. Having the big drawers in the island facing the range was something I wanted to (also had this before). They are nice for storing the cooking utensils, and pots/pans.

The one corner of the kitchen was to be a double oven cabinet, but since I went with the range, didn't need, and I thought that was a waste of space. So, we now have a walk-in pantry where we can use that whole space.

For appliances, I went with the Frigidaire Pro series. The main reason was because I wanted a dual fuel range that was in a decent price range, and didn't have the controls sticking up in the back. And Frig. is the only maker of one that I like and can afford. The new Maytag or LG refrig. would be nice with the french doors, bottom freezer, and cabinet depth, but I can't justify the price. We'll be fine with side-by-side, can always replace it. Stainless range hoods are very pricey, so do some shopping around ahead of time if that is what you want. The builder would do a custom wood range hood over the range, but I opted out of that, took the $500 credit. It does have a nice look, but I'm not sure that is what I wanted.

The only thing left is the countertop material to use, flooring, and how I'm going to do the under and above cabinet lighting. Again, I put this in before and we liked it.

Saturday, July 26, 2008

Things to consider

There were probably several ideas you have accumulated up to this point on items that you want to have done for you during the build process, here are few things to consider:

-40-50 year shingles
-Thicker decking on the roof
-Increase amount of insulation, consider foam. Most states have some minimum for walls and ceilings. Depending on where you live you might want to increase it.
- Is your home energy star rated? If not, look into what needs to be done to attain that.
- Engineered joists
- Low- E, and triple pane glass (where applicable) windows
- Tankless water heater
- Increase height of basement walls (poured or block)
- PVC footer drain
- Solid core interior doors
- Fiberglass entry door (or something with better insulation value)
- Insulated garage doors
- Kitchen countertop material (many choices these days)
- Wood flooring - natural or synthetic
- interior wood trim - thickness and height consideration depending on if you want to paint or stain
- wrought iron ballusters
- concrete vs asphalt driveway
- gas cooktop
- exterior water outlets
- exterior electrical outlets
- high efficiency hvac
- bathroom rough-ins for future use
- garage,basement,utility water access and drains
- rubberwall coating on basement walls

The list goes on and on, but helps you see some of the things you may not have considered. It's much easier to see what can be upgraded once you see the contract, but it's also nice to have thought of them beforehand.

Thursday, July 24, 2008

Let's make a deal

Decide what amount your are comfortable with paying for the lot and home, and discuss with the builder if it even makes sense to continue down this path. Get the proposed price for the home that was planned for you.

Sit on it a little bit. Let them call you next. You could be shopping for other builders, coparing prices, other lots, etc. Tell them you need to be at $x, not the price you have in front of you.

Ask what their profit margin will be on this build. I think some builders (production builers - lower quality) might be around a few percent. High end custom builders I'm guessing can be upwards of 15%. Hopefully they share this with you, and you can decide if it is fair.

Now that you have a price, you can begin to get creative with the layout, and start to think about allowances you might need, and credits you'll want to take.